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About

CANADA’S MOST RELIABLE AND RESPONSIVE BUSINESS LOAN ALTERNATIVE PROVIDER

The “i” in iCapital stands for intelligent because we offer a smarter funding option. We believe getting money for your business should be painless, and we do everything we can to make it so, from our easy three-step application process to giving you the attention you deserve as a customer.

Payment Processing Security

Easy Online Banking

Giving Back

7-point promise

Am I eligible?

We only have five criteria:

  1. You must have annual gross sales of over $100,000 and a credit score over 600
  2. Your business has to be in operation for at least twelve months.
  3. No start-ups, home businesses, online businesses, construction companies, transportation businesses, funeral homes, funiture or jewellery stores and cheque cashing businesses.
    You must have a storefront or professional office space.
  4. No open bankruptcies
    Bad credit isn’t a problem—many of our customers have less than perfect credit scores, but we cannot accept applicants with open bankruptcies.
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