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Fluctuations is business are part of doing business.  Our financing programs give small business owners easy and quick access to money.  And, there are no restrictions on how you use the money. Our clients use it for everything from purchasing equipment and advertising to buying out a partner, expanding, and solving cash flow challenges. Let our customer care team help you determine which funding option is best for you and your business needs.

Term Loan

THE PREDICTABLE SMALL BUSINESS LOAN ALTERNATIVE
We give you the money you need today, and an agreed upon payment is remitted from your bank account until the loan is paid off.
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Merchant Cash Advance

THE FLEXIBLE SMALL BUSINESS LOAN ALTERNATIVE
We give you the money you need and you repay us over time through a small percentage of your daily credit and debit card sales.
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Am I eligible?

Yes, if you meet these four criteria:
  1. Cash Advance: $5,000+ in Visa, MasterCard and/or debit sales. Microloan: $100,000+ in annual sales.
  2. Your business has to be in operation for at least six months.
  3. No home businesses
    You must have a storefront or professional office space and have at least 12 months remaining on your lease.
  4. No open bankruptcies
    Bad credit isn’t a problem—many of our customers have less than perfect credit scores, but we cannot accept applicants with open bankruptcies.
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Am I eligible?

We only have five criteria:

  1. You must have annual gross sales of over $100,000 and a credit score over 600
  2. Your business has to be in operation for at least twelve months.
  3. No start-ups, home businesses, online businesses, construction companies, transportation businesses, funeral homes, funiture or jewellery stores and cheque cashing businesses.
    You must have a storefront or professional office space.
  4. No open bankruptcies
    Bad credit isn’t a problem—many of our customers have less than perfect credit scores, but we cannot accept applicants with open bankruptcies.
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