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Personal Loan

Personal loans up to $15,000. The new and easy way to get a loan. Submit your online request today.

iCapital has made it fast and simple to obtain a personal loan. Simply fill out our online request form. We offer same day approval and next day funding! Get the money you need today within 24 hours!!!!

iCapital offers 6 month to 24 month terms giving you the flexibility you need. Loans are paid back in installments, based on the terms you select. 

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Three Easy Steps

Apply
Receive Funds
Repayment Plan

Since 2007 iCapital has made borrowing money easy

  • Online application
  • 24 hour approvals
  • Next day funding
  • Flexible terms
  • 95% approval rate
  • Fixed payments
  • Minimal paperwork
  • Perfect credit NOT required

CALL 1.877.251.7171 or EMAIL info@icapital.ca

How much money can I borrow?

iCapital online loans range from $500 - $15,000. The amount you are approved for is based on your income and credit score.

What interest rate I will be charged?

At iCapital the loan amount payment structure and costs are determined based on your specific financial situation and from information provided by you. 

What information will I need to apply?

To apply for a personal loan you will need proof of income and provide us with information from your bank account.

How can I apply?

You can apply for a personal loan from your mobile device, tablet or computer here or you can call to speak to one of our consultants.

DISCLAIMER: Subject to eligibility, credit check, underwriting and approval. Rates, terms and conditions apply.  Loan amount and payment term option availability is based on creditworthiness at time of your application. APR of 46.99%. Minimum repayment period is 3 months and maximum repayment period is 24 months. Loans can be repaid early at any time with no early payment fees. Fixed Annual Percentage Rate is 46.99% APR. Example loan: A $1,000 loan with monthly repayments repaid in 12 months would result in a total finance charge of $274.04 with a total amount due of $1,274.04.

Am I eligible?

We only have five criteria:

  1. You must have annual gross sales of over $100,000 and a credit score over 600
  2. Your business has to be in operation for at least twelve months.
  3. No start-ups, home businesses, online businesses, construction companies, transportation businesses, funeral homes, funiture or jewellery stores and cheque cashing businesses.
    You must have a storefront or professional office space.
  4. No open bankruptcies
    Bad credit isn’t a problem—many of our customers have less than perfect credit scores, but we cannot accept applicants with open bankruptcies.
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