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Need money for your business?

Bank on us!

Our financing program gives small business owners stress-free access to money. The applicaiton is 2 easy steps and 98% of applications are approved. And we give vustomers the attention and support they deserve. 

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CANADA'S MOST RELIABLE AND RESPONSIVE BUSINESS LOAN ALTERNATIVE PROVIDER

Our financing program gives small business owners stress-free access to money. The application is 3 easy steps and 98% of applicants are approved. And we give customers the attention and support they deserve.

Try us, you'll love us!

Three Easy Steps

Apply
Receive Funds
Repayment Plan

Financing Options

Our funding process is simple and straightforward. We give you the money you need today, and you repay us over time.

Term Loan

THE STRESS-FREE SMALL BUSINESS LOAN ALTERNATIVE
We give you the money you need today, and an agreed upon payment is remitted from your bank account until the loan is paid off.
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Merchant Cash Advance

THE FLEXIBLE SMALL BUSINESS LOAN ALTERNATIVE
We give you the money you need and you repay us over time through a small percentage of your daily credit and debit card sales.
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Testimonials

Raising money for expansion is not easy, but iCapital made it very simple. They helped us move into our dream location and business has never been better! We were most impressed with how fast they replied to our emails and phone calls. It is very reassuring to have this much support.

Deb Hoisington | Pet Store Owner, Sylvan Lake AB

Having up-to-date equipment and products is a must in the health and beauty industry. We now have new product lines and equipment and can offer services other can't. This financing has made a huge difference to our business.

Robert Caputo | Salon Owner, Scarborough ON

When I decided to renovate my restaurant iCapital came through for me. My account rep, Domenic, was very helpful and made the process really easy. It was completely different from my experience dealing with the banks in the past. And the best part is the cost of the reno paid for itself within the first season!

Rocco Silvaggio | Restaurant Owner, Toronto ON

When our slow season came about and the bills started piling up, it was iCapital's fast and easy funding process that got us through. Within seven days we had the money we needed. I strongly recommend iCapital to any business owner trying to raise money for their business.

Neil Pramauntanyatath | Restaurant Owner, Hamilton ON

Client Showcase

Am I eligible?

We only have four criteria:

  1. You must have annual gross sales of over $100,000 
  2. Your business has to be in operation for at least twelve months.
  3. No start-ups, construction, home businesses, online businesses, funeral homes, funiture or jewellery stores and cheque cashing businesses.
    You must have a storefront or professional office space.
  4. No open bankruptcies
    Bad credit isn’t a problem—many of our customers have less than perfect credit scores, but we cannot accept applicants with open bankruptcies.
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