Blog | iCapital Financial Services

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Why Restaurants Need Financing and How to Easily Secure A Loan

Restaurants across Canada are thriving and aiming to increase business and revenues. A small business loan can go a long way in making your business more sustainable. Find out how you can secure a loan easily with Capital!

Small business financing Canada

How Do Canada Small Business Loans Work?

Understanding how a Small Business Loan Works can help you secure one easily. Read our blog to know everything about Small Business Loans in Canada and how Capital is the perfect choice for securing your business loan!

Small business financing Canada

How To Successfully Acquire A Business Loan In Ontario

Acquiring a business loan in Ontario can be as quick as 5 minutes with iCapital. We finance business across various industries and domains- restaurants, cafes, grocery stores, automobile shops, and much more. Read everything about successfully acquiring a business loan in Ontario!

Small business financing Canada

Help wanted: How Canadian small businesses can attract and retain staff

Post-pandemic, attracting and retaining staff is a key issue for Canadian small businesses. Here are some ways to help secure your workforce.

Management

How to bounce back from failure (and why that’s important)

Entrepreneurs and small business owners are no strangers to failure—it's an occupational hazard. But that doesn’t mean it gets any easier to pick yourself up, dust yourself off and try again each time you’re met with defeat. Here are some tips on how to bounce back from failure.

Management

Self-care tips for entrepreneurs to help manage your mental health

Entrepreneurs are busy people who have limited time to properly attend to their mental health when in fact it should be a top priority. Here are some self-care tips for entrepreneurs and small business owners to help manage stress and improve mood.

Management

Start your holiday planning now: How to make the most of the 2021 season

After more than a year of uncertainty and hardship due to the pandemic, Canadian small businesses are gearing up for a prosperous holiday season. Here are three key areas small businesses should start planning for now for a stellar holiday season.

Marketing ,Management

Customer retention best practices for your small business

Retaining your customers, instead of only focusing on acquiring new ones, will save you money and make your business more profitable in the long run. Here are some top tips for retaining your customers.

Management

4 winning strategies to make your loyalty program a success

Customer loyalty has taken a hit during the pandemic thanks to changing consumer buying behaviours. Here's how to encourage loyalty from your customers.

Sales

Get noticed: Key elements of a great business sign

Small businesses shouldn't underestimate the power of a great sign. We spoke with Pure Image Signs to find out what makes an eye-catching sign.

Blog ,Marketing

4 ways to engage customers using video on Instagram

Video content is some of the fastest-growing and most engaging out there so this is an excellent place to start—even if you’re camera shy. Video is all about showing instead of telling so today we’re going to take a look at four Canadian businesses that are doing a great job on social media to give you some ideas of how you can use video on your Instagram profile. Read on to get your creative juices flowing.

Marketing

Protecting your online presence from cybercrime

Small businesses are susceptible to cybercrime attacks. Here's what you need to know to protect your business.

Management

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Our lending guidelines

iCapital Financial Services does NOT loan money to business start-ups or investors. iCapital does not conduct payday loans nor provide personal lines of credit, credit cards, mortgages or other personal financial services.

We have 3 types of financial products:

Secured term loan & Unsecured term loan - For a term loan with iCapital, there are no interest charges. Our rate is a flat fee added to the amount borrowed, which will be determined based on creditworthiness, length of time in business or employed, and other factors.

Cash advance - Merchant cash advances have no interest rate or payment due dates. A flat fee is simply added to the amount your business qualifies for. This fee is determined through several factors including the length of time in business, type of business, whether you own or rent your space, and overall business performance.

Do I Qualify?

Check Eligibility

Are you a Canada-based company?

YES

NO

Have you been in business 6 months?

YES

NO

Are your annual sales over $100,000?

YES

NO

Is your business in the construction industry?

YES

NO

Do I Qualify?

Unfortunately you are not eligible at this time, but things change! Let's stay in touch.

We will contact you if our requirements change and will keep you up to date with our latest services so you wont miss out.

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