Blog | iCapital Financial Services

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A shortened workweek: fad or the future of work?

The idea of a four-day workweek is becoming mainstream, and there are a lot of pros and cons to consider. Could this strategy benefit your small business? Read on to find out if this concept is right for you.

Management

Why L&D, not foosball, helps attract and retain employees

It's becoming increasingly difficult for small businesses to find and retain staff. Offering employees learning and development opportunities is being viewed by many companies as a benefit to both parties, although small business owners have been slow to adopt this strategy.

Management

Can I get a business loan to buy a business?

You can qualify for a business loan to purchase a business that could help you with expansion and add more profit to your existing business by building additional revenue streams. Read all about how you can get clearance for a business loan to acquire or buy a business.

Small business financing Canada ,Management

Business equipment financing: what it is and how to get it

Read our blog to get an understanding of business loans and how you can successfully apply for one to expand your locations, hire better staff and invest in better inventory.

Small business financing Canada ,Management

April is World Autism Month

Autism touches more than 70 million people globally, and the number of children and youth diagnosed with Autism Spectrum Disorder continues to grow. iCapital is committed to supporting organizations that provide services for people living with autism.

Blog

How large of a business loan can I afford?

Read our extensive blog to learn how much of a business loan you can successfully afford and how iCapital's finance team can help you achieve financial success.

Small business financing Canada ,Management

Is a business loan taxable income?

As a business owner, you must have questions pertaining to loans and taxes. Read our blog below to understand how taxes work when it comes to business loans in Canada.

Small business financing Canada ,Management

10 ways to prepare for expanding your small business

Small businesses start out small but they don't have to stay that way. If you'd like to grow in size and/or scope, here are 10 ideas on how to expand your small business.

Sales ,Marketing ,Management

Best strategies to pay off your small business loan

Paying off a small business loan can be intimidating which is why we bring you some of the best strategies to easily pay off your loans.

Small business financing Canada ,Accounting

Do short-term loans affect your credit rating?

A credit rating determines how creditworthy an individual or business is. Let's find out how short-term loans affect your credit rating.

Small business financing Canada

What assets can I use to get a secured business loan?

You can use a variety of assets to secure a small business loan in Canada. Read our blog to understand what assets work best and how iCapital can help assist your business to grow further!

Small business financing Canada

5 business needs you can fix with a small business loan

Small business loans can help your organization with a variety of benefits. Read our blog to know more about iCapital's small business loans and how they can help you expand.

Small business financing Canada

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Our lending guidelines

iCapital Financial Services does NOT loan money to business start-ups or investors. iCapital does not conduct payday loans nor provide personal lines of credit, credit cards, mortgages or other personal financial services.

We have 3 types of financial products:

Secured term loan & Unsecured term loan - For a term loan with iCapital, there are no interest charges. Our rate is a flat fee added to the amount borrowed, which will be determined based on creditworthiness, length of time in business or employed, and other factors.

Cash advance - Merchant cash advances have no interest rate or payment due dates. A flat fee is simply added to the amount your business qualifies for. This fee is determined through several factors including the length of time in business, type of business, whether you own or rent your space, and overall business performance.

Do I Qualify?

Check Eligibility

Have you been in business 6 months?

YES

NO

Are your annual sales over $100,000?

YES

NO

Do I Qualify?

Unfortunately you are not eligible at this time, but things change! Let's stay in touch.

We will contact you if our requirements change and will keep you up to date with our latest services so you wont miss out.

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