Blog | iCapital Financial Services

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Navigating Cash Flow and Profitability

Within the realm of business, financial success is paramount. Yet, it can be achieved through different routes, with two key metrics taking center stage: cash flow and profit. Entrepreneurs and business owners must grasp the significance of these metrics and their impact. In this blog, let's explore cash flow and profit dynamics and determine which should dominate your financial strategy.

Small business financing Canada

Three Effective Small-Business Growth Strategies

Unlock your small business's potential in the competitive corporate arena with these impactful growth strategies. Tailored to fit your unique journey, explore how these three approaches can fast-track your business expansion. From targeted market segmentation to industry leadership and collaborative partnerships, learn how to thrive and propel your business into the future.

Small business financing Canada ,Marketing

Unleashing Your Business's Potential: 4 Reasons to Embrace the Power of Small Business Loans

Starting or growing a small business requires financial resources; sometimes, you need additional funds. This is where small business loans come into play. Small business loans can be valuable to expand your operations, manage cash flow, purchase inventory or supplies, launch marketing campaigns, or upgrade your technological infrastructure. In this blog post, we will explore four common reasons why taking out a small business loan might be a strategic move for your business.

Small business financing Canada

Google, Business Reviews/Testimonials, and Case Studies: Why you should request reviews from your customers (and how to ask)

The power of customer reviews, testimonials, and case studies cannot be underestimated. They provide social proof, build credibility, and influence buyer purchase decisions. Among the various platforms available, Google reviews, business testimonials, and case studies hold immense value for small businesses. Let’s dive into why you should actively seek reviews from your customers on Google and how to request them effectively.

Marketing

Customer retention best practices for your small business

As a small business owner, you understand that every customer is valuable, and their loyalty is crucial to your success. However, in today's hyper-competitive market, where customers have many options, retaining their loyalty can be challenging.

Sales ,Marketing ,Management

7 ways how AI empowers small businesses to achieve more in less time

As a small business owner, you understand the value of time and the challenge of balancing multiple responsibilities each day. With the emergence of artificial intelligence (AI), small businesses can now achieve greater efficiency and productivity. SMBs can compete in today's fast-paced, technology-driven economy by leveraging AI.

Marketing ,Management

What is a bad debt expense, and how to calculate it?

If you’ve ever had to deal with a non-paying client or customer, you know how frustrating and costly a bad debt can be. If there’s any silver lining to this dark cloud, it’s that you can claim the bad debt expense against your income so that it doesn’t contribute to your total taxable revenue. Read on to learn about bad debt expenses and how to calculate them so you can minimize their damage to your bottom line.

Accounting

5 Strategies for Growing your Business

Part of owning a small- to medium-sized business is knowing when to take the next steps and expand. Once you’ve analyzed your current business situation and identified opportunities, you can make an informed decision and build an actionable plan. Growth strategies require investment–whether in capital or human resources–so you’ll need to ensure that your business is prepared to meet these challenges. Once you’ve decided you’re ready, consider these five strategies to start developing a plan for growth.

Marketing ,Accounting ,Management

What Is Working Capital and Why It’s Important In Your Business

Working capital is a term used for the resources your company has to meet short-term financial needs like paying employees or purchasing inventory. As a small- or medium-sized business, it’s crucial that you not only have working capital, but that you also know how much working capital you have available. Read on for more about managing and growing your company’s working capital–and why you should.

Accounting ,Management

Marketing ideas for your business in the new year

As the end of the year approaches, it’s time to revisit your marketing strategy to meet current consumer expectations. Forecasting trends is tricky, but what’s clear is that in 2023, customers value privacy, inclusivity, transparency, and overall authenticity, and it’s your job to show them how your business practices meet these ideals. Read on for six steps you take right now to market your business in 2023.

Marketing

5 Tips for Your Small Businesses for the Holiday Season

After years of disruptions caused by the COVID-19 pandemic, this holiday season is more important than ever for Canadian small- and medium-sized businesses who still have to contend with labour shortages, inflation, and all-around economic uncertainty. Maximizing on the coming shopping wave makes good business sense but you’ll have to be strategic to reach your customers. These 5 tips can help you meet your sales targets while serving up an easy and enjoyable shopping experience.

Marketing

Empowering Your Small Business With The Means to Market

Marketing is the use of analysis, research, and outreach to generate interest in products and services. Done effectively, it can increase sales and engage your customers, key goals for any business, even the littl(er) guys.

Blog ,Marketing

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Our lending guidelines

iCapital Financial Services does NOT loan money to business start-ups or investors. iCapital does not conduct payday loans nor provide personal lines of credit, credit cards, mortgages or other personal financial services.

We have 3 types of financial products:

Secured term loan & Unsecured term loan - For a term loan with iCapital, there are no interest charges. Our rate is a flat fee added to the amount borrowed, which will be determined based on creditworthiness, length of time in business or employed, and other factors.

Cash advance - Merchant cash advances have no interest rate or payment due dates. A flat fee is simply added to the amount your business qualifies for. This fee is determined through several factors including the length of time in business, type of business, whether you own or rent your space, and overall business performance.

Do I Qualify?

Check Eligibility

Have you been in business 6 months?

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Are your annual sales over $100,000?

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Do I Qualify?

Unfortunately you are not eligible at this time, but things change! Let's stay in touch.

We will contact you if our requirements change and will keep you up to date with our latest services so you wont miss out.

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