Financing Options
Financing Options
3 financing options to choose from:
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Business Cash Advance
The flexible small business loan alternative
A future receivables business cash advance provides fast, flexible access to capital by advancing funds against your business’s expected future sales. Instead of a traditional business loan, you receive advanced funds against your business’s expected future sales and repayment occurs on an agreed-upon daily or weekly basis. This is an ideal solution for businesses that need quick funding to manage day-to-day operations, invest in growth opportunities, or navigate seasonal fluctuations, without the lengthy approval processes or rigid structures of conventional financing.
- Full transparency about fees
- No penalties if you want to pay out at any time
- The highest security in the industry
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Recurring Term Loan
Receive a cash injection every quarter and pay back the money with a fixed weekly payment.
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Your business has been navigating unprecedented times over the last few years, making it hard to forecast what the next month looks like, let alone the next quarter. The Recurring Term Loan is here to help!
How does it work? Receive a cash injection every quarter and pay back the money with a fixed weekly payment. At the end of the 4-months, you will receive the next lump sum of money! It is that easy. The Recurring Term Loan gives your business liquidity, allows you to manage your cash flow and keeps your borrowing cost in check.
- 24 hour approval
- Next day funding
- 2 minute online application
- Minimal paperwork
- Receive up to $50,000 instantly
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Small Business Term Loan
The stress-free small business loan
A term loan is a one-time loan that you repay a set amount daily or weekly over a set number of months (up to 24 months). Term loans do not have an interest rate; rather, a flat fee determined by creditworthiness, length of time in business and other factors is added to the amount borrowed.
This type of funding suits most businesses and help with immediate needs like purchasing inventory, payroll, replacing broken equipment, upgrades, etc.
- Terms from 3 month up to 24 months
- Full transparency about fees
- No penalties if you want to pay out at any time
- The highest security in the industry
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Secured Business Loan
The small business loan option for homeowners
A secured loan allows you or your business to tap into lower borrowing rates by using your property as collateral. iCapital secured loans have no restrictions on how you can use the money, and they have better term lengths than other types of loans such as second mortgages.
- Rates start at 9.99%
- Access more money than with a term loan or cash advance
- Term lengths of up to 5 years (compared to a traditional second mortgage term of just 1 year)
- Payments are principal and interest. We offer weekly, biweekly and monthly payment options.
- No restrictions on how you can use the funds
- Less-than-perfect credit is OK
