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When your business needs money, you can bank on iCapital. 98% of applications get approved.

When your business needs money, you can bank on iCapital. 98% of applications get approved.

There are no restrictions on how you use the money. Our clients use it for everything from purchasing equipment and advertising to buying out a partner, expanding, and solving cash flow challenges. Our customer care team is available to help you determine which funding option is best for you and your business. Unlike applying for a bank loan, our program—from start to finish—is hassle free and stress free.

Try us, you'll love us!

Term Loan

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Merchant Cash Advance

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Am I eligible?

We only have four criteria:

  1. You must have annual gross sales of over $100,000 
  2. Your business has to be in operation for at least twelve months.
  3. No start-ups, construction, home businesses, online businesses, funeral homes, funiture or jewellery stores and cheque cashing businesses.
    You must have a storefront or professional office space.
  4. No open bankruptcies
    Bad credit isn’t a problem—many of our customers have less than perfect credit scores, but we cannot accept applicants with open bankruptcies.
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