Financing Options
Financing Options
3 financing options to choose from:
Recurring Term Loan
Receive a cash injection every quarter and pay back the money with a fixed weekly payment.
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Your business has been navigating unprecedented times over the last few years, making it hard to forecast what the next month looks like, let alone the next quarter. The Recurring Term Loan is here to help!
How does it work? Receive a cash injection every quarter and pay back the money with a fixed weekly payment. At the end of the 4-months, you will receive the next lump sum of money! It is that easy. The Recurring Term Loan gives your business liquidity, allows you to manage your cash flow and keeps your borrowing cost in check.
- 24 hour approval
- Next day funding
- 2 minute online application
- Minimal paperwork
- Receive up to $50,000 instantly
How does it work?
How does it work?
Step 1
Step 1
Request an estimate
Complete the 60-second online application telling us your name, company and annual gross sales.
Step 2
Step 2
Apply
Fill out our secure application, which includes basic information about your business and contact information. Within 24 hours, a customer care representative will contact you to discuss the best payment frequency for your business and the funding details.
Step 3
Step 3
Repayment
The automated payment system makes repayment hassle-free and highly secure, thanks to our partnership with DC Bank. And, you can access your account 24/7 through our secure customer portal. You will receive monthly communications, including a summary of your balance.
Do I qualify?
Do I qualify?
We only have 2 criteria:
Sales
You must have annual gross sales of over $100,000.
Maturity
No start-ups. Your business must have a history of at least 6 months of operation.
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100% Canadian.
Why choose iCapital
Testimonials
Testimonials
Having up-to-date equipment and products is a must in the health and beauty industry. We now have new product lines and equipment and can offer services others can't. This financing has made a huge difference to our business.
Robert Caputo | Salon Owner, Scarborough ON
When I decided to renovate my restaurant iCapital came through for me. My account rep, Domenic, was very helpful and made the process really easy. It was completely different from my experience dealing with the banks in the past. And the best part is the cost of the reno paid for itself within the first season!
Rocco Silvaggio | Restaurant Owner, Toronto ON
Raising money for expansion is not easy, but iCapital made it very simple. They helped us move into our dream location and business has never been better! We were most impressed with how fast they replied to our emails and phone calls. It is very reassuring to have this much support.
Deb Hoisington | Pet Store Owner, Sylvan Lake AB
When our slow season came about and the bills started piling up, it was iCapital's fast and easy funding process that got us through. Within seven days we had the money we needed. I strongly recommend iCapital to any business owner trying to raise money for their business.
Neil Pramauntanyatath | Restaurant Owner, Hamilton ON