Payment Processing Security

Payment Processing Security

Payment Processing Security
Payment Processing Security

Rest easy with unmatched security

Through our strategic partnership with DC Bank, we offer the highest level of security possible on all your credit card and debit card transactions. When you work with iCapital, your money is held and handled by a Schedule 1 Canadian chartered bank.

This partnership was formed with you in mind. It promises you:

  • A highly secure account and banking portal to protect you from hackers.
  • Bank-level accuracy in deposits and reporting.
  • Protection against unauthorized people accessing your bank account.
  • A 100% automated process to eliminate human error.
  • Insurance on your deposits up to $100,000.


DC Bank is regulated by the Office of the Superintendent of Financial Institutions. It is also a member of the Canadian Deposit Insurance Corporation.


iCapital is the only funder of our kind in Canada that handles clients' money through a schedule one bank. Our customers rate this security and the 24/7 online access they have to their accounts as some of the best features of the iCapital service.

Am I eligible?

We only have four criteria:

  1. You must have annual gross sales of over $100,000 
  2. Your business has to be in operation for at least 6 months.
  3. No start-ups, construction, home businesses, online businesses, funeral homes, furniture or jewellery stores and cheque cashing businesses. You must have a storefront or professional office space.
  4. No open bankruptcies
    Bad credit isn’t a problem—many of our customers have less than perfect credit scores, but we cannot accept applicants with open bankruptcies.

For other important information about applying to iCapital, and about our products, read the FAQs below.

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