Personal Loans for Homeowners

Getting a loan is easy and stress-free with iCapital

Since 2007, iCapital has been providing Canadians with the money they need and the excellent customer service they want.

We know that obtaining a loan can be challenging and frustrating, so we work hard to remove all of the hurdles and red tape. You don’t need perfect credit for an iCapital loan—just the ability to repay the loan.

Start your application now and recieve the funds you need within 24 hours!

Loans

Enjoy a lower borrowing rate and better term length than with other types of loans such as second mortgages.

Up to $100,000 in less than 24 hours

No Legal Fees

No Appraisals

Term lengths of 1 to 5 years

No lien against your property

Great customer service

Flexible repayment—weekly, bi-weekly, monthly

24 Hour funding

Rates & Details

Unsecured loans with no legal fees or appraisals needed.
iCapital may charge an origination fee of 3% deducted from the loan.

How Much Can I Borrow?

Loan amounts range from $10,000 to $100,000, with rates between 9.99% and 46.96% depending on your loan size, length of term and our assessment of your credit profile.
Amortization times can range between 9-60 months.
iCapital offers loan in Canada only.

Questions?

Our customer care team is available to answer all of your questions and get you the funding that you need.

Phone us at 1.877.251.7171

Apply Now

Apply in 3 Easy Steps

Step 1

REQUEST A QUOTE

Once you request a quote, we'll send you an application & request the last 3 months of banks statements for our underwriters to verify recent sales. It takes about 10 minutes to complete.

Step 2

APPROVAL IN 24 HOURS

Within 24 hours we contact you with the funding details. You approve it and the money is deposited in your account.

Step 3

AUTOMATED REPAYMENT

An agreed-upon payment is remitted from your bank account monthly until the loan is paid off.

Apply Now

Testimonials

Incredible service! We applied for money for our restaurant through iCapital and with in a day we were accepted with money in hand. It was an easy, straightforward process and the staff really care about me and my business.

Patricia Dunn

When I decided to renovate my restaurant iCapital came through for me. The team was very helpful and made the process really easy. It was completely different from my experience dealing with the banks in the past.

Rocco Silvaggio

Simple process and friendly staff. From the start of the process it was nothing but help and assistance along the way. I would highly recommend this to any business that doesn't want to go through the hassle of banks and yet can still operate in an entrepreneurial fashion.

Scott Hickling

Unsecured Loans for Homeowners

We help homeowners get the money they need.