Secured Loan

Get a Secured Loan with rates starting at 9.99%

A secured loan allows you or your business to tap into lower borrowing rates by using your property as collateral. iCapital secured loans have no restrictions on how you can use the money, and they have better term lengths than other types of loans such as second mortgages. 

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Total Flexibility & Better Rates

If you need money to help cover your costs, a secured loan is a smart option. A secured loan isn't a mortgage. It's a loan secured against real estate that you own. iCaptal secured loans have rates starting at 9.99% and better term lengths than you'll get with a second mortgage or another type of loan.

Importantly, there are no restrictions on how you can use the money. Most lenders will stipulate where and when you can use the funds.

With a secured loan from iCapital, you get the money you need and the flexibility to use it as you see fit. This is the best option for freeing up your cash flow, which is the lifeline of your business.


Our customer care team is available to answer all of your questions and get you the funding that you need.

Phone us at 1.877.251.7171

Benefits of a Secured Loan Over a Second Mortgage

  • No restrictions on how you can use the funds (most lenders stipulate where and when you can use the funds)
  • Easy to understand
  • Easy to access
  • Choose the best repayment plan for you: daily, weekly or bi-weekly — whatever suits your cash flow requirement
  • Access more money than with a term loan or cash advance
  • iCapital's proprietary underwriting software manages your sales volume so as your business grows, you can access more capital.
  • Less-than-perfect credit is OK

Apply in 3 Easy Steps

Step 1


Once you request a quote, we'll send you an application & request the last 3 months of banks statements for our underwriters to verify recent sales. It takes about 10 minutes to complete.

Step 2


Within 24 hours we contact you with the funding details. You approve it and the money is deposited in your account.

Step 3


An agreed-upon payment is remitted from your bank account monthly until the loan is paid off.


When I decided to renovate my restaurant iCapital came through for me. The team was very helpful and made the process really easy. It was completely different from my experience dealing with the banks in the past.

Rocco Silvaggio

Simple process and friendly staff. From the start of the process it was nothing but help and assistance along the way. I would highly recommend this to any business that doesn't want to go through the hassle of banks and yet can still operate in an entrepreneurial fashion.

Scott Hickling

Incredible service! We applied for money for our restaurant through iCapital and with in a day we were accepted with money in hand. It was an easy, straightforward process and the staff really care about me and my business.

Patricia Dunn

Over 500 Industries Served

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Do I Qualify?

Unfortunately you are not eligible at this time, but things change! Let's stay in touch.
We will contact you if our requirements change and will keep you up to date with our latest services so you wont miss out.