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Our lending guidelines

iCapital Financial Services does NOT loan money to individuals, business start-ups, or investors. iCapital does not conduct personal loans or & payday loans nor provide personal lines of credit, credit cards, mortgages or other personal financial services.

We have 2 types of financial products:

Term loan - For a term loan with iCapital, there are no interest charges. Our rate is a flat fee added to the amount borrowed, which will be determined based on creditworthiness, length of time in business and other factors.

Cash advance - Merchant cash advances have no interest rate or payment due dates. A flat fee is simply added to the amount your business qualifies for. This fee is determined through several factors including the length of time in business, type of business, whether you own or rent your space and overall business performance.

With iCapital, getting money for your business is simple and straightforward. Apply today. Get the funds you need in 48 hours.

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