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October 31, 2019

What to do if a bank won't give you a business loan

It’s the nature of business to need funding on occasion, but what if the bank won’t approve you, or you don’t have time to go through their cumbersome application process? This is why private lenders are a go-to for Canadian small businesses.
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October 16, 2019

Are private business loans risky?

For Canadian small business owners, choosing between lending institutions can be a stressful exercise. Read on for more on how to make this important decision.
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September 30, 2019

Efficiency sparks joy: How to Marie Kondo your business processes

Marie Kondo has led the way in thinking about decluttering and organization—two real-world ways to improve efficiency. And efficiency, in the business world, is about as joy-sparking as you can get. Read on to learn more about how to Marie Kondo your business processes for a leaner, more cost-efficient organization going into the new year.
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September 15, 2019

5 common pieces of business advice you should ignore

Building a business is hard enough without becoming waylaid by bad advice. Dig into the truths behind these common misconceptions to build a solid, long-term strategy for success.
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August 31, 2019

Secured versus unsecured loans: What you need to know

When it comes to business loans, there are two main types you should understand: secured and unsecured. Read on for more about each type, and to learn how to assess your business' creditworthiness.​
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August 22, 2019

How to improve your business’s credit score

Your business credit score helps to establish your company’s health and trustworthiness. In many respects, it operates in the same way as a personal credit score—opening (or closing) pathways to products, financing, and preferred rates. Learn how working with iCapital can help accelerate this process.
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July 31, 2019

The one element you need to achieve business success (it’s not what you think)

Michele Romanow, a TV star on Dragon’s Den and Co-founder of Clearbanc, was a keynote speaker at deBanked CONNECT Toronto on July 25th. Read about what she feels in the one element you need to achieve business success.
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July 17, 2019

Six reasons why your small business should consider a term loan

Small businesses need cash flow to operate and grow, but many fundraising strategies come at a hefty price. Learn all about term loans, and to decide whether this product is right for you and your small business.
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June 30, 2019

The three challenges keeping Canadian small business owners up at night

We conducted a market research study open to small business owners and operators across the country. Now, the results are in. Read on to discover which three issues are most concerning Canadian small business owners, and how you might handle them.
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June 15, 2019

7 Tips to Avoid Spoiled Inventory

With an inventory management system in place, businesses can optimize their workflows and their product spend in order to keep goods moving and avoid spoiled food.
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Am I eligible?

We only have four criteria:

  1. You must have annual gross sales of over $100,000 
  2. Your business has to be in operation for at least 6 months.
  3. No start-ups, construction, home businesses, online businesses, funeral homes, furniture or jewellery stores and cheque cashing businesses. You must have a storefront or professional office space.
  4. No open bankruptcies
    Bad credit isn’t a problem—many of our customers have less than perfect credit scores, but we cannot accept applicants with open bankruptcies.

For other important information about applying to iCapital, and about our products, read the FAQs below.

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